I've been really lucky if the truth be known, Mac has cost me bugger all, a lesson a week but a local instructor so cheap, never bothered until August of last year to even think about different instructors, and Mac was only doing dressage and our local club doesn't have that much on thru the year so comp entries were also really minimal!
I can see I'm gonna have to find some more income if I keep going the way I am at the moment tho!!! Birthdays and Xmas cash don't come often enough to keep up with the traveling instructors and entries for 2 horses!
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Talk To Your Animals!!!
(unlike a "Wet Paint" sign this IS an instruction)